Hi! We’re piHub.
Your regulated marketplace for digital business loans
Learn more
Hi! We’re piHub.
Your regulated marketplace for digital business loans
Learn more
Hi! We’re piHub.
Your regulated marketplace for digital business loans
Learn more
Hi! We’re piHub.
Your regulated marketplace for digital business loans
Highly trusted & most reliable loans
Hi! Wir sind piHub.
Ihr regulierter
Marktplatz
für digitale
Unternehmenskredite
Mehr erfahren
Hi! Wir sind piHub.
Ihr regulierter
Marktplatz
für digitale
Unternehmenskredite
Mehr erfahren
Hi! Wir sind piHub.
Ihr regulierter
Marktplatz
für digitale
Unternehmenskredite
Mehr erfahren
Hi! We are piHub.
Ihr regulierter
Marktplatz
für digitale
Unternehmenskredite
Highly trusted & most reliable loans
Enterprise
We offer credit-based financing to companies across a wide range of industries. Financing purposes include buyouts, acquisitions, recapitalizations, refinancings, and growth initiatives. Our platform’s speed and flexibility in structuring transactions empower your company to gain a decisive competitive edge.
Real Estate and Infrastructure
piHub provides financing for the acquisition, development, and portfolio management of core and value-add assets for developers and asset managers in the following sectors:
- Residential buildings
- Office buildings
- Renewable energy
- Healthcare real estate
- Logistics
- Land
Branchen
Financing Structures
piHub has extensive experience in developing and implementing financing structures tailored to your specific needs.
Mezzanine Loans
Mezzanine loans are a hybrid form of financing that can be structured as either debt or equity-like. In the event of payment difficulties, senior loans are repaid before mezzanine loans.
Bridge Financing
Bridge financing helps companies cover short-term needs, such as pre-financing an acquisition, making specific investments, or mitigating the loss of key customers. Bridge financing offers a rapid solution to unforeseen, short-term capital requirements.
Subordinated Loans
With subordinated loans, the borrower cannot repay the subordinated lender until senior creditors (those holding senior and mezzanine loans) have been repaid.
Revenue-Based Financing
Revenue-based financing is particularly suitable for rapidly growing companies seeking a flexible way to expand without diluting ownership. Repayment is based on a pre-agreed percentage of revenue, rather than interest payments.
Silent Participation
Silent participation enables companies to secure financing without adding shareholders. The investor receives a share of the profits in exchange for their capital contribution. There are two forms of silent participation: typical and atypical. In a typical silent partnership, the investor is entitled to profits but does not share in losses. In an atypical silent partnership, the investor participates in both profits and losses and has certain control rights.
Convertible Loans and PIPEs
With convertible capital and private investment in public equity (PIPE), companies sell debt securities or shares that can be converted into common stock. This allows companies to raise capital without immediate share dilution. These financing options are particularly beneficial for those with limited access to traditional equity financing.
Financing Example
First-Lien Financing for a Downtown Project Development
• Conversion, refurbishment, and extension of a mixed-use development
• From planning through building permit
• Location: Koblenz
• Bridge Loan: €3,500,000
• Senior Collateral
• Loan-to-Value (LTV): 60%
• Financing Term: 2 years
Financing for Wind Farm Acquisition
• Covering construction, due diligence, and purchase price
• Location: Northern Europe (Scandinavia)
• Interim Financing: €7,000,000
• Loan-to-Cost (LTC): 100% (Equity Bridge)
• Financing Term: 2 years
Financing for an Infrastructure Project
• Construction phase financing
• Smart living concept for an urban infrastructure project featuring leisure areas, senior living, serviced apartments, and residential units
• Location: Mid-sized city in Northern Germany
• Whole Loan: €42,000,000
• Loan-to-Cost (LTC): 90%
• Financing Term: 2 years